ahhong

I have one traditional whole life protection plan which my father bought for me in year 1993. According to the past insurance agent, It take 9 years premium for my plan and I am under sum assured 100K protection for the rest of my life. However, I met few insurance agent and they told me that there is not such good plan in the world. I need continue to pay the premiuim or else it will be lapse once the cash value used up. Thus, I continue to pay the premium until now.

Currently another agent approach me and suggest that why don’t I surrender that traditional policy and use the remaing cash to pay my saving plan. In the same time, I can buy another investment link protection plan which have high protection and it have better return in long run.

In order to have better picture, I have called up my agent and ask him to help me to check the surrender value. But according to him, there is a maturity benefit once it reach 20 years which is at least 8 times to 12 times of the premiums. If this is the case, I will continue the plan as by the date I can get additional 10k back if I lapse the plan.

Ha…Maybe I will find a time and go back to my home town and check with the insurance company. It’s not I am not believed my agent but I just want to have a nice dream in the night

This title “share ANY photo” a bit open for us. Suddenly there is a yellow cartoon duck in appear in my photo album. I can only remember that the disney Roland duck in white colour. But what is the name of the yellow one?

One of my friends bought this yellow duck soft duck during our Cameron Highland trip. It’s look almost similiar facial posture for both. Fun:)

Laguna Redang is one of the best beach no only in Malaysia Terengganu island but also in worldwide ranking. One of the chinese famous movie movie as titled “summer holiday” or 夏日嬷嬷茶 also shot here.

Check in is the priority for us as we are having a long journey and almost getting exhausted.

Beautiful beach. White sand, clean sea water an blue sky.

Photo first.

See how pretty we are under the sky!!

Relaxing chair located at the beach.

How to express the feeling? Only can feel it, No any words can describe it in my dictionary.

The main focus is the girls behind ^-^

“Dahai” “I am coming”

Person A:”I want take a photo with the boat and boat name.”

Person B:”OK. Here it is.”

*Laugh until stomach cramped*

Pretty lady and pretty flower.

So high?! Ya..just kissed by the baby shark.

Back to restaurant again for dinner.

Sigh..No people serve as this is buffet

Gift house. Very expensive.

Event at the night. Pool.

Free mask from roomate. Happy ^^

Actually we are going to relax. Therefore, there is no much event but repeat in breakfast,lunch,dinner,snorkeling,KTV,dance and beers. Super wonderful and relaxing trip

 

Time is money. But for me, I try very hard to fully utilise my every seconds even somehow I think I am still wasting my precious time like playing game and blogging? ha

Anyway, I have no watch with me so far so I am always depend on my own handphone timing as well as my house clock. ^^

Tonight will be going to Redang for a short holiday. Enjoy ya.